Shepherd Lending LLC

Shepherd Lending

434.443.7240

Shepherd

Lending

Fast, flexible, self-funded

Private & hard money loans

for Central Virginia and Shenandoah Valley

real estate investors.

Private & hard money loans

for Central Virginia and Shenandoah Valley

real estate investors.

Straight answers and flexible capital for your next acquisition, rehab, or refinance — without the traditional lending runaround.

Request a Loan

No appraisals. No tax returns. No B.S.

The Shepherd approach

Capital that moves at the pace of your deal.

Fast decisions

We evaluate the deal — not a stack of paperwork. 7-10 days to close. 48-72 hours if you are in a rush.

Flexible terms

Financing built around the property and your exit plan. We have no "lending box". We are self-funded.

Virginia focused

A local private lender that understands investor timing. We are in Waynesboro. We lend on properties within a 2 hour drive.

Start the conversation

Tell us about the deal.

Send the essentials. We’ll follow up personally to talk through your project and the next step.

Prefer to talk it through?

434.443.7240

Chris Cava

I flipped my first house in 1992. I'm a Realtor with 15+ years in real estate. I personally inspect every deal and keep your draws straightforward — not micromanaged.